ALTHEA: Layer 2: Elevating Finance, Lowering Costs": Step into a realm where financial potential knows no bounds, and the reins of your financial future are firmly in your hands. This whitepaper introduces you to Althea, a revolutionary decentralized financial ecosystem designed to radiate brilliance. Vision of ALTHEA To envision a world where financial potential knows no bounds, where individuals from all backgrounds and locations have the power to shape their financial destinies. ALTHEA strives to be a beacon of financial empowerment, reshaping traditional finance, amplifying autonomy, and offering unmatched avenues for prosperity. Mission of ALTHEA Althea is committed to ushering in a new financial era, one that empowers individuals worldwide to navigate their financial journeys with unprecedented freedom. Our dedicated team of experts spanning fintech, law, smart contract development, business growth, and blockchain research is determined to turn this vision into reality. We aim to provide innovative financial solutions that blend efficiency with accessibility while fostering cross-chain synergy to create a unified financial ecosystem. Our mission is to place the power, profits, and possibilities directly in the hands of our users, sculpting their financial destinies through unwavering dedication.